First to bloom at Home At Last™: the return of the 5% assistance option! Even before the first day of Spring, the 5% assistance option returned for FHA & VA loans. Effective March 4, 2019, FHA and VA borrowers can receive up to 5% of the loan amount to use for Down Payment Assistance and/or closing costs. For the latest rate information visit here. Contact us for a specialized lender familiar with this loan option.